Schedule an Appointment
Your wealth, your goals, your future.

About Invexa: Retirement and Pension Planning in Geneva

Invexa Sàrl is a Geneva-based firm specializing in retirement planning and pensions in Switzerland: AHV/AVS (1st pillar), occupational pensions (2nd pillar, BVG/LPP), the 3rd pillar, and pension-related taxation. We work with Swiss residents, self-employed professionals, and France–Switzerland cross-border commuters.

Invexa is an independent insurance intermediary, registered with FINMA under no. F01537672.

Learn More

At Invexa, we help our clients make decisions that sustainably shape their financial future. As an independent consulting firm, our mission is to support each individual with transparency, objectivity, and commitment, always offering tailored solutions that are never dictated by commercial interests.

Invexa at a Glance

Informations légales et réglementaires — Invexa Sàrl
Company nameInvexa Sàrl, listed in the Geneva Commercial Register (UID CHE-238.643.992)
FoundedAugust 2025
AddressesChemin de Blandonnet 8, 1214 Vernier (office)
Rue de Montchoisy 36, 1207 Geneva (registered office)
FINMA statusIndependent insurance intermediary, FINMA register no. F01537672
Investment adviceRegistered with ARIF under no. 19065, in accordance with FinSA
Registered trademarkInvexa®, trademark registered with the Swiss Federal Institute of Intellectual Property (IPI) under no. 835931
FounderClaire Fivaz, Managing Partner
ClientsClients Residents of Geneva and French-speaking Switzerland, self-employed professionals, cross-border commuters, Swiss and foreign expats
LanguagesFrench, English, Spanish
Contact+41 22 886 03 37 - info@invexa.ch

Our commitment: to make sure every wealth-related decision serves a clear purpose, fits within a coherent strategy, and contributes concretely to achieving your goals.

What We Do

We help our clients prepare for retirement and organize their pension provision, starting from their situation and goals, not from a product. Our main areas:

Retirement Planning

Projections of your AHV, BVG and 3rd pillar income, early retirement, choosing between an annuity and a lump sum.

Pension Analysis

Coverage gaps, BVG buy-ins, protection in case of death or disability.

3rd pillar

Choosing between bank and insurance solutions, pillar 3a and 3b.

Cross-Border Commuters

Swiss retirement and coordination with France, withdrawing your 2nd pillar.

Self-Employed Professionals

Pension planning without a pension fund, voluntary BVG membership.

Our Approach

Every engagement follows these steps:

  • A free initial consultationto understand your situation and goals.
  • Our proposal: an engagement letter setting out the scope of the analysis, timelines, and fees.
  • Document collection: BVG certificates, AHV account statement, 3a contracts, tax return.
  • Analysis: projection of your retirement income, coverage gaps, tax scenarios.
  • A personalized report of 100 to 150 pages, including a full wealth audit, detailed financial scenarios, and comprehensive, actionable recommendations.
  • Implementation and ongoing follow-up of the recommendations and solutions.

Independence and Compensation

Invexa is not owned by any bank or insurance company, and has no ties to any provider. We work with more than 35 partners in Switzerland, France, and abroad. For every need, whether it's a 3rd pillar, insurance, vested benefits, or investments, we select solutions based on their cost, terms, financial strength, flexibility, and fit with your situation.

From Advice to Implementation

A plan is only valuable if it's put into action. That's why Invexa supports clients every step of the way: analyzing their situation, building the strategy, then putting the solutions in place and monitoring them over time. Our clients don't have to figure out on their own which provider to choose, how to open an account, or how to sign a contract: we do it together with them.

If you'd rather not use our implementation support, you're free to put our recommendations into practice yourself or with the provider of your choice.

How We Are Paid

  • Planning and analysis: on a fee basis, set out in the proposal we give you before any work begins. An engagement can end without any product being sold.
  • Product implementation: only when a genuine need has been identified. In that case, the provider may pay us a commission, which we disclose to you before you sign anything.
  • Investments: management and entry fees are disclosed to you before you subscribe.

Our Commitments

  • Transparency: we explain every recommendation, including its benefits, its limitations, and the alternatives.
  • No imposed solutions: we only propose a product if it serves the strategy we've defined with you.
  • Rigor: our analyses are based on current regulations (Swiss Federal Tax Administration, Federal Social Insurance Office, cantonal and international legislation, double taxation agreements, etc.).

Qui vous conseille

Claire Fivaz, pension and retirement planning advisor.

She advises Swiss residents, self-employed professionals, and cross-border commuters on preparing for retirement and organizing their financial assets. Before founding Invexa in 2025, she worked at a Geneva fiduciary firm, where she advised individuals and self-employed clients on pension planning. She has since helped more than 300 clients plan their retirement and pension provision.

Qualifications and Registrations:

  • IAF-certified advisor in insurance, pensions, and wealth management
  • Registered in the FINMA register of insurance intermediaries (No F01518014)
  • Member of the Association Romande des Intermédiaires Financiers (ARIF, No 19065)
  • Bachelor's in International Business Management, HEG Geneva

Areas of expertise: retirement planning, choosing between a BVG annuity and lump sum, pension buy-ins, 3rd pillar, retirement for France-Switzerland cross-border commuters.

  • Claire Fivaz's LinkedIn Profile

Frequently Asked Questions

What is Invexa?
Invexa Sàrl is a Geneva-based pension and retirement planning firm, founded in 2025. It supports Swiss residents, self-employed professionals, and cross-border commuters, from analyzing their situation through to implementing solutions.
Yes. Invexa Sàrl is an independent insurance intermediary, registered with FINMA under no. F01537672. Its advisor is a member of ARIF (no. 19065) for investment advice under FinSA. The company is listed in the Geneva Commercial Register (UID CHE-238.643.992).
Both. Invexa starts by putting together a comprehensive plan, paid for through fees. When a genuine need is identified, it also helps the client put solutions in place with its partners, so the client isn't left on their own once the plan is done.
Par des honoraires pour la planification et l’analyse, fixés dans une offre remise avant le début du mandat. Lorsqu’un produit est mis en place, le prestataire peut verser une commission à Invexa, dont le client est informé avant toute signature.
Non. Le premier entretien est gratuit et sans engagement. Il permet de comprendre votre situation avant de vous remettre une offre.
Claire Fivaz, fondatrice d’Invexa, conseillère certifiée IAF en assurance, prévoyance et gestion de patrimoine, enregistrée auprès de la FINMA (n° F01518014) et membre de l’ARIF (n° 19065).
Un rapport personnalisé de 100 à 150 pages : projection des revenus AVS, LPP et 3e pilier à la retraite, lacunes de prévoyance, scénarios fiscaux, comparaison entre rente et capital, et recommandations chiffrées.

Oui. Invexa accompagne de nombreux frontaliers France-Suisse, pour qui elle coordonne AVS, 2e pilier, 3e pilier et retraite française.

Les bureaux d’Invexa se trouvent au Chemin de Blandonnet 8, 1214 Vernier, dans le canton de Genève. Le siège de la société est à la Rue de Montchoisy 36, 1207 Genève. Les rendez-vous ont lieu aux bureaux ou en visioconférence.

En français, anglais, et espagnol.

Get Expert Advice

Book a free appointment with one of our financial planning experts for personalized advice.

Book an appointment