Build & protect your wealth

Independent Advice for Your Retirement

We guide you through retirement planning in Switzerland — Pillar 3a, occupational pension (LPP), voluntary buy-ins, and tax optimization — with full transparency and no sales pressure.

About Invexa

At Invexa, we help you prepare for a worry-free retirement. As an independent firm specializing in retirement planning, we support Swiss residents and cross-border workers in optimizing their Pillar 3a, occupational pension (LPP), and overall retirement strategy. Every recommendation we make is the result of a thorough analysis of your situation and a strategic approach tailored to your goals.

Our Expertise, At Your Service

We offer comprehensive support to help you prepare for retirement and optimize your pension planning. Whether you're planning early retirement, reviewing your occupational pension (LPP) situation, or tracking down forgotten pension assets, our experts guide you every step of the way.

Retirement planning

Preparing for retirement means anticipating your future income and needs. We build a personalized plan across all three pillars to ensure a secure retirement.

LPP Asset Management

We track down your forgotten occupational pension (LPP) assets and help you consolidate them into a suitable solution to protect your vested benefits.

Retirement Tax Optimization

Buybacks, cantonal deductions, withdrawal planning: We help you structure your retirement tax strategy.

Pillar 3a Solutions

We review your benefits and assets to identify gaps and recommend solutions tailored to your future needs.

Pillar 3b Solutions

We help you choose a flexible Pillar 3b solution to protect your family or save freely according to your plans.

What Our Clients Say

Discover what our clients have to say about trusting Invexa with their retirement planning.

    
 
 
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   MCV 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. I have had a very positive experience with Claire. She was warm, professional, attentive, and took the time to understand my situation without any pressure. I have really appreciated her thoughtful advice, integrity, and genuine desire to help. I would not hesitate to recommend her to anyone looking for a knowledgeable and caring financial adviser.
  
 
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   Thomas F 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. I greatly appreciated the retirement planning service offered by Invexa. Communications have been prompt and easy to understand. Claire Fivaz is professional, courteous and articulate and presented a comprehensive report giving me a detailed understanding of my current financial position and different retirement scenarios. I received a number of practical suggestions to better prepare for retirement. I am very satisfied with my experience and would not hesitate to recommend the company.
  
 
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   AEBI B 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Super contact avec Madame Fivaz. Très efficace et flexible!
  
 
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   Florian G 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Très bonne expérience avec Invexa. Les échanges ont toujours été clairs et les conseils pertinents par rapport à ma situation. Grâce à son accompagnement, j’ai aujourd’hui une bien meilleure compréhension des questions de prévoyance et une vision plus claire de mon avenir financier. Elle prend le temps d’expliquer les choses simplement et de répondre aux questions sans jargon inutile. Un accompagnement sérieux, humain et agréable du début à la fin, je recommande à 100%
  
 
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   NM ( 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Mme Fivaz est très avenante, répond aux questions possible et donne les meilleures conseils pour votre 3eme pilier! Très satisfait !
  
 
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   Léo 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Je recommande vivement à toute personne souhaitant réaliser une analyse de marché afin de mieux comprendre les produits d’assurance et de prévoyance. L’accompagnement est clair, structuré et permet d’y voir beaucoup plus clair dans un domaine souvent complexe.
  
 
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   Daniel T 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Très pro et super réactivité !
  
 
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   Elena E 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Très bonne expérience. Échanges professionnels, clairs et menés avec beaucoup de sérieux. Claire s’est montrée disponible, attentive et bienveillante, avec des explications transparentes et un suivi rigoureux, sans aucune pression. Merci pour la qualité de l’accompagnement.
  
 
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   Francine A 
 
 
 
 Trustindex vérifie que la source originale de l'avis est Google. Bonjour; j'ai été absolument ravie d'obtenir d'Invexa une réponse si rapide et si complète à ma question concernant les allocations pour enfants. Je remercie de tout coeur la conseillère pour son empressement à me répondre. Merci.
  
 
  
  
 
 
      Certifié par: Trustindex  Le badge vérifié de Trustindex est le symbole universel de confiance. Seules les meilleures entreprises peuvent obtenir le badge vérifié, avec une note supérieure à 4.5, basée sur les avis des clients au cours des derniers 12 mois. En savoir plus

Why Choose Invexa

Between banking products, insurance solutions, and cantonal tax rules, Swiss pension planning is often complex. Many people discover too late that a poorly suited Pillar 3a, forgotten LPP assets, or a missed buy-in opportunity has cost them dearly.

Chez Invexa, nous ne sommes liés à aucune banque ni assurance. Depuis Genève et à travers toute la Suisse, nous accompagnons résidents, frontaliers et indépendants avec un conseil indépendant, objectif et sans pression commerciale.

Independent Advice

Invexa is not tied to any financial institution or insurer. We work exclusively on your side to best defend your interests.

Market Comparison

We work with numerous partners, selected according to strict quality criteria, to compare the market objectively.

Expert Advice

Our advisors are specialists in their field, holding recognized Swiss qualifications and all the necessary licenses.

Why Work with a Retirement Consultant in Switzerland?

Where most advisors offer little more than a quick overview, we go deep into the details. Our retirement planning isn't just a few charts — it's a fully personalized expert report of roughly 100 pages, tailored entirely to your situation.

Comprehensive Audit of All Three Pillars

A detailed analysis and consolidation of your AVS (old-age and survivors' insurance), LPP (occupational pension, 2nd pillar), and Pillar 3 benefits, giving you a complete picture of your assets.

Early Retirement

Vous envisagez une early retirement mais ne savez pas si cela serait possible dans votre cas ? Nous analysons votre situation et mettons une stratégie pour vous permettre de réaliser votre objectif.

LPP Pension vs. Lump-Sum Withdrawal Scenarios

Analysis and projections to help you decide between an annuity and a lump-sum withdrawal of your 2nd pillar (LPP) capital.

Meticulous Tax Projections

Precise calculation of the tax on capital withdrawal, and of income tax at retirement based on your municipality of residence, along with concrete strategies to reduce your annual tax burden.

Investment Solutions

Development and implementation of customized investment strategies to grow your capital after retirement, with the goal of achieving an optimized return based on your risk profile.

Wealth Projections

Modélisation de l’évolution de votre patrimoine sur 30 ans, incluant les rendements de placements, la fiscalité, et les prélèvements prévus.

Estate Planning and Protection

Protective measures for the surviving spouse and structured organization of the transfer of your estate to your heirs.

Real estate analysis

Study on the impact of retirement on your mortgage, advice on rate renewals, and optimal debt reduction strategies.

Regulatory Framework and Quality of Advice

At Invexa, our advice operates within a regulated and recognized framework in Switzerland.

This ensures high standards of advice, transparency, and compliance.

Stay Informed Through Our Expert Articles

Discover our articles on insurance, retirement planning, finance, and investments, written by our experts.

Request Your Financial Audit

Book a free appointment with one of our financial planning experts for your first complimentary financial audit.

Independent Advice for Your Retirement

About Invexa

Our Expertise, At Your Service

Retirement planning

LPP Asset Management

Retirement Tax Optimization

Pillar 3a Solutions

Pillar 3b Solutions

What Our Clients Say

Why Choose Invexa

Independent Advice

Market Comparison

Expert Advice

Why Work with a Retirement Consultant in Switzerland?

Regulatory Framework and Quality of Advice

Stay Informed Through Our Expert Articles

Fixed-Term Annuity: How It Works, Benefits, and Taxation

2nd Pillar Central Office (LPP)

Pillar 3a Buy-Ins: How Do They Work?

2nd pillar for Self-Employed Individuals

2nd Pillar Withdrawal Conditions

3rd Pillar for Cross-Border Workers in Switzerland

Conditions for Withdrawing Your 2nd Pillar as a Cross-Border Worker

Reclaiming Your Swiss Pension

Request Your Financial Audit

Retirement

Pension

Guides

About Us