{"id":353,"date":"2026-08-03T07:49:34","date_gmt":"2026-08-03T07:49:34","guid":{"rendered":"https:\/\/invexa.swiss\/?p=353"},"modified":"2026-08-25T14:54:31","modified_gmt":"2026-08-25T14:54:31","slug":"lpp-buyback-with-3rd-pillar","status":"publish","type":"post","link":"https:\/\/invexa.swiss\/en\/rachat-lpp-avec-un-3eme-pilier\/","title":{"rendered":"Rachat LPP avec un 3\u00e8me pilier"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"353\" class=\"elementor elementor-353\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5b85c1 e-con-full e-flex e-con e-parent\" data-id=\"e5b85c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8b496b5 e-con-full e-flex e-con e-child\" data-id=\"8b496b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7957ece e-con-full e-flex e-con e-child\" data-id=\"7957ece\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b242fa elementor-widget elementor-widget-heading\" data-id=\"1b242fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">En bref<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1042891 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1042891\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" id=\"check-mark-circle-2\" class=\"icon line\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path id=\"primary\" d=\"M20.94,11A8.26,8.26,0,0,1,21,12a9,9,0,1,1-9-9,8.83,8.83,0,0,1,4,1\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/path><polyline id=\"primary-2\" data-name=\"primary\" points=\"21 5 12 14 8 10\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/polyline><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Versement direct :<\/strong> L'argent doit \u00eatre transf\u00e9r\u00e9 directement par votre \u00e9tablissement 3a vers votre caisse de pension.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" id=\"check-mark-circle-2\" class=\"icon line\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path id=\"primary\" d=\"M20.94,11A8.26,8.26,0,0,1,21,12a9,9,0,1,1-9-9,8.83,8.83,0,0,1,4,1\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/path><polyline id=\"primary-2\" data-name=\"primary\" points=\"21 5 12 14 8 10\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/polyline><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Montant :<\/strong> Un transfert partiel est possible si votre solde 3a d\u00e9passe votre potentiel de rachat, ou total si n\u00e9cessaire.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" id=\"check-mark-circle-2\" class=\"icon line\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path id=\"primary\" d=\"M20.94,11A8.26,8.26,0,0,1,21,12a9,9,0,1,1-9-9,8.83,8.83,0,0,1,4,1\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/path><polyline id=\"primary-2\" data-name=\"primary\" points=\"21 5 12 14 8 10\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/polyline><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Imp\u00f4ts :<\/strong> Ce transfert est fiscalement neutre. Il ne g\u00e9n\u00e8re pas d'imp\u00f4t sur le retrait du capital 3a, mais vous ne pouvez pas non plus d\u00e9duire ce montant de vos imp\u00f4ts comme un rachat classique fait depuis votre fortune priv\u00e9e.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9175274 elementor-widget elementor-widget-heading\" data-id=\"9175274\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Peut-on utiliser son 3\u00e8me pilier pour un rachat LPP ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-361cecb elementor-widget elementor-widget-text-editor\" data-id=\"361cecb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Oui, c&rsquo;est parfaitement l\u00e9gal. L&rsquo;article 3a de l&rsquo;<a href=\"https:\/\/www.fedlex.admin.ch\/eli\/cc\/1985\/1778_1778_1778\/fr\" target=\"_blank\" rel=\"noopener\">Ordonnance sur les d\u00e9ductions admises fiscalement (OPP 3)<\/a> autorise express\u00e9ment le retrait anticip\u00e9 du <a href=\"https:\/\/invexa.swiss\/pilier-3a\/\">pilier 3a<\/a> pour financer un <a href=\"https:\/\/invexa.swiss\/rachat-2eme-pilier\/\">rachat dans votre caisse de pension<\/a>.<\/p><p>Il s&rsquo;agit d&rsquo;un motif de <a href=\"https:\/\/invexa.swiss\/retrait-3eme-pilier\/\">retrait anticip\u00e9<\/a>, au m\u00eame titre que l&rsquo;achat d&rsquo;une r\u00e9sidence principale ou le d\u00e9part en activit\u00e9 ind\u00e9pendante. Vous n&rsquo;avez donc pas besoin d&rsquo;attendre la retraite pour d\u00e9bloquer votre 3a si vous l&rsquo;utilisez pour combler des lacunes de pr\u00e9voyance dans votre <a href=\"https:\/\/invexa.swiss\/2eme-pilier\/\">2\u00e8me pilier<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f8df52 elementor-widget elementor-widget-heading\" data-id=\"8f8df52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne un rachat LPP avec le pilier 3a ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20329ea elementor-widget elementor-widget-heading\" data-id=\"20329ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 1 : V\u00e9rifier votre potentiel de rachat<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fde52fd elementor-widget elementor-widget-text-editor\" data-id=\"fde52fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Demandez \u00e0 votre caisse de pension un <a href=\"https:\/\/invexa.ch\/prevoyance\/certificat-lpp\/\" target=\"_blank\" rel=\"noopener\">certificat de pr\u00e9voyance<\/a> actualis\u00e9. Ce document indique le montant maximal que vous pouvez racheter, c&rsquo;est-\u00e0-dire la diff\u00e9rence entre votre avoir th\u00e9orique et votre avoir actuel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b961e4 elementor-widget elementor-widget-heading\" data-id=\"0b961e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 2 : Pr\u00e9parer le retrait du pilier 3a<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b56953 elementor-widget elementor-widget-text-editor\" data-id=\"9b56953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Contactez votre <a href=\"https:\/\/invexa.ch\/prevoyance\/3eme-pilier-assurance-ou-banque\/\" target=\"_blank\" rel=\"noopener\">banque ou assurance<\/a> g\u00e9rant votre pilier 3a. Informez-les que vous souhaitez effectuer un <strong>retrait anticip\u00e9 pour un rachat LPP<\/strong>. Vous devrez fournir l&rsquo;attestation de votre caisse de pension confirmant votre potentiel de rachat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-459bd79 elementor-widget elementor-widget-heading\" data-id=\"459bd79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 3 : Retrait partiel ou total<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8047530 elementor-widget elementor-widget-text-editor\" data-id=\"8047530\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vous pouvez<strong> retirer tout ou partie de votre pilier 3a<\/strong>, mais attention: en cas de retrait partiel, le montant doit obligatoirement correspondre \u00e0 l&rsquo;int\u00e9gralit\u00e9 de votre lacune de pr\u00e9voyance.<\/p><p><strong>Par exemple<\/strong>, si votre lacune LPP est de 40&rsquo;000 CHF et que vous avez 100&rsquo;000 CHF dans votre pilier 3a, vous pouvez retirer uniquement 40&rsquo;000 CHF. Vous ne pouvez pas retirer 20&rsquo;000 francs pour ne combler qu&rsquo;une partie de la lacune.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ec3cae elementor-widget elementor-widget-heading\" data-id=\"6ec3cae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tape 4 : Versement \u00e0 la caisse de pension<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86e2251 elementor-widget elementor-widget-text-editor\" data-id=\"86e2251\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le capital est vers\u00e9 de votre compte 3a vers votre caisse de pension, qui l&rsquo;int\u00e8gre \u00e0 votre avoir de vieillesse. Vos prestations vieillesse en seront augment\u00e9es.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f8c6de elementor-widget elementor-widget-heading\" data-id=\"8f8c6de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jusqu'\u00e0 quel \u00e2ge peut-on faire ce transfert ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9851bf9 elementor-widget elementor-widget-text-editor\" data-id=\"9851bf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vous pouvez utiliser votre pilier 3a pour un rachat LPP jusqu&rsquo;\u00e0 l&rsquo;<strong>\u00e2ge ordinaire de la retraite<\/strong> (65 ans actuellement). Si vous continuez \u00e0 travailler au-del\u00e0, vous disposez encore de <strong>5 ans suppl\u00e9mentaires<\/strong> pour effectuer cette op\u00e9ration.<\/p><p>Attention, si vous avez souscrit une police d&rsquo;assurance 3a qui arrive \u00e0 \u00e9ch\u00e9ance dans les 5 ans pr\u00e9c\u00e9dant votre retraite, ce transfert ne sera plus possible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16b32ab elementor-widget elementor-widget-heading\" data-id=\"16b32ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quelle est la fiscalit\u00e9 de cette op\u00e9ration ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e8686f elementor-widget elementor-widget-text-editor\" data-id=\"9e8686f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tUn rachat financ\u00e9 par le biais du pilier 3a est fiscalement neutre. Concr\u00e8tement, cela signifie que :\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5778291 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5778291\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" id=\"check-mark-circle-2\" class=\"icon line\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path id=\"primary\" d=\"M20.94,11A8.26,8.26,0,0,1,21,12a9,9,0,1,1-9-9,8.83,8.83,0,0,1,4,1\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/path><polyline id=\"primary-2\" data-name=\"primary\" points=\"21 5 12 14 8 10\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/polyline><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vous ne payez <b>pas d'imp\u00f4t sur le retrait du 3a<\/b> lorsqu'il est directement affect\u00e9 \u00e0 un rachat LPP<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"#000000\" width=\"800px\" height=\"800px\" viewBox=\"0 0 24 24\" id=\"check-mark-circle-2\" class=\"icon line\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><path id=\"primary\" d=\"M20.94,11A8.26,8.26,0,0,1,21,12a9,9,0,1,1-9-9,8.83,8.83,0,0,1,4,1\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/path><polyline id=\"primary-2\" data-name=\"primary\" points=\"21 5 12 14 8 10\" style=\"fill: none; stroke: #071659; stroke-linecap: round; stroke-linejoin: round; stroke-width: 1.5;\"><\/polyline><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Mais vous ne pouvez <b>pas non plus d\u00e9duire ce rachat<\/b> de votre revenu imposable<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d2a73 elementor-widget elementor-widget-text-editor\" data-id=\"f3d2a73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cette neutralit\u00e9 fiscale distingue fondamentalement le rachat via le 3a d&rsquo;un rachat classique effectu\u00e9 en liquide. Avec un <strong>rachat en cash<\/strong>, vous b\u00e9n\u00e9ficiez de la <strong>d\u00e9duction fiscale int\u00e9grale<\/strong> sans aucune imposition pr\u00e9alable, ce qui g\u00e9n\u00e8re une \u00e9conomie d&rsquo;imp\u00f4t substantielle.<\/p><p>Le transfert du 3a vers le 2\u00e8me pilier n&rsquo;offre donc aucun avantage fiscal direct. Son int\u00e9r\u00eat r\u00e9side ailleurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e582587 elementor-cta--layout-image-left elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"e582587\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tEstimez vos revenus \u00e0 la retraite en 2 minutes\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tCalculez facilement le montant de vos futures rentes (AVS, LPP, capital 3a), votre \u00e9conomie d'imp\u00f4t potentielle et le capital disponible \u00e0 votre d\u00e9part \u00e0 la retraite.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<a class=\"elementor-cta__button elementor-button elementor-size-\" href=\"https:\/\/invexa.swiss\/calculer-retraite-suisse\/\">\n\t\t\t\t\t\tSimuler ma retraite en Suisse\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40b8cfb elementor-widget elementor-widget-heading\" data-id=\"40b8cfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi alors utiliser son pilier 3a pour un rachat ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d787970 elementor-widget elementor-widget-text-editor\" data-id=\"d787970\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Effectuer un rachat LPP en liquide n\u00e9cessite de disposer de <strong>fonds importants<\/strong>, parfois plusieurs dizaines de milliers de francs. Si vous n&rsquo;avez pas cette capacit\u00e9 d&rsquo;\u00e9pargne imm\u00e9diate mais poss\u00e9dez un capital 3a cons\u00e9quent constitu\u00e9 au fil des ann\u00e9es, le transfert devient une solution pratique.<\/p><p>Le 2\u00e8me pilier offre g\u00e9n\u00e9ralement une<strong> meilleure protection<\/strong> que le 3\u00e8me pilier en cas d&rsquo;<strong>invalidit\u00e9<\/strong> ou de <strong>d\u00e9c\u00e8s<\/strong>. Les rentes d&rsquo;invalidit\u00e9 et de survivants du 2\u00e8me pilier sont automatiques et souvent plus avantageuses qu&rsquo;une simple couverture d\u00e9c\u00e8s dans une police 3a.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67f2c6d elementor-widget elementor-widget-heading\" data-id=\"67f2c6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quand privil\u00e9gier un rachat en liquide ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d62dc8 elementor-widget elementor-widget-text-editor\" data-id=\"8d62dc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si vous disposez de liquidit\u00e9s suffisantes ou d&rsquo;<a href=\"https:\/\/invexa.swiss\/pilier-3b\/\">\u00e9pargne libre (pilier 3b)<\/a>, le <strong>rachat classique en cash<\/strong> reste <strong>pr\u00e9f\u00e9rable<\/strong>. Vous b\u00e9n\u00e9ficiez alors de la d\u00e9duction fiscale int\u00e9grale, ce qui peut repr\u00e9senter une <strong>\u00e9conomie d&rsquo;imp\u00f4t de 30% \u00e0 40%<\/strong> du montant rachet\u00e9 selon votre taux marginal d&rsquo;imposition.<\/p><p>Par exemple, un rachat de <strong>50&rsquo;000 CHF<\/strong> effectu\u00e9 en liquide peut g\u00e9n\u00e9rer une<strong> \u00e9conomie fiscale<\/strong> de <strong>15&rsquo;000 \u00e0 20&rsquo;000 CHF<\/strong> pour un contribuable \u00e0 taux marginal \u00e9lev\u00e9. Le m\u00eame rachat financ\u00e9 par le pilier 3a n&rsquo;apporte aucune \u00e9conomie fiscale.<\/p><p>Le rachat via le 3a ne se justifie donc que si vous n&rsquo;avez pas d&rsquo;autre option pour mobiliser les fonds n\u00e9cessaires, ou si vous souhaitez r\u00e9organiser votre pr\u00e9voyance en concentrant vos avoirs dans le 2\u00e8me pilier.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-402cef9 elementor-widget elementor-widget-heading\" data-id=\"402cef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00e9rifiez la sant\u00e9 financi\u00e8re de votre caisse de pension<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-303064d elementor-widget elementor-widget-text-editor\" data-id=\"303064d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Avant tout rachat, v\u00e9rifiez le<strong> taux de couverture<\/strong> de votre caisse de pension. Un taux <strong>inf\u00e9rieur \u00e0 100%<\/strong> signale des difficult\u00e9s financi\u00e8res. En cas de sous-couverture persistante, votre caisse pourrait appliquer des mesures d&rsquo;assainissement qui affecteraient tous les avoirs, y compris ceux provenant de rachats.<\/p><p>Si votre caisse pr\u00e9sente un taux de couverture pr\u00e9occupant, mieux vaut conserver votre capital dans le pilier 3a o\u00f9 il reste prot\u00e9g\u00e9 et accessible selon les motifs l\u00e9gaux de retrait.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1f1fb3 elementor-widget elementor-widget-heading\" data-id=\"c1f1fb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rachat via 3a vs rachat en liquide : tableau comparatif<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-addbda3 elementor-widget elementor-widget-html\" data-id=\"addbda3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Table\",\n  \"name\": \"Comparatif financement rachat LPP via 3a vs liquidit\u00e9s en Suisse\",\n  \"description\": \"Tableau comparatif entre le financement d'un rachat LPP via le pilier 3a et via les liquidit\u00e9s : avantage fiscal, accessibilit\u00e9, flexibilit\u00e9 et usage optimal.\",\n  \"keywords\": [\"rachat LPP financement 3a\", \"rachat 2\u00e8me pilier liquidit\u00e9s\", \"rachat caisse de pension suisse\", \"optimisation fiscale rachat LPP\"]\n}\n<\/script>\n<div class=\"t\">\n  <table style=\"table-layout:fixed;\">\n    <colgroup>\n      <col style=\"width:22%;\">\n      <col style=\"width:39%;\">\n      <col style=\"width:39%;\">\n    <\/colgroup>\n    <caption style=\"display:none\">Comparatif financement rachat LPP via pilier 3a vs liquidit\u00e9s en Suisse<\/caption>\n    <thead>\n      <tr>\n        <th scope=\"col\">Crit\u00e8re<\/th>\n        <th scope=\"col\">Financement via le 3a<\/th>\n        <th scope=\"col\">Financement via les liquidit\u00e9s<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td>Avantage fiscal<\/td>\n        <td data-label=\"Financement via le 3a\">Aucun<\/td>\n        <td data-label=\"Financement via les liquidit\u00e9s\"><span class=\"frais-low\">D\u00e9duction fiscale compl\u00e8te<\/span><\/td>\n      <\/tr>\n      <tr>\n        <td>Accessibilit\u00e9 du capital<\/td>\n        <td data-label=\"Financement via le 3a\">N\u00e9cessite motif l\u00e9gal de retrait<\/td>\n        <td data-label=\"Financement via les liquidit\u00e9s\"><span class=\"frais-low\">Imm\u00e9diate<\/span><\/td>\n      <\/tr>\n      <tr>\n        <td>Flexibilit\u00e9<\/td>\n        <td data-label=\"Financement via le 3a\">Faible (capital bloqu\u00e9)<\/td>\n        <td data-label=\"Financement via les liquidit\u00e9s\"><span class=\"frais-low\">\u00c9lev\u00e9e<\/span><\/td>\n      <\/tr>\n      <tr>\n        <td>Usage optimal<\/td>\n        <td data-label=\"Financement via le 3a\">Manque de liquidit\u00e9s, r\u00e9organisation de pr\u00e9voyance<\/td>\n        <td data-label=\"Financement via les liquidit\u00e9s\"><span class=\"frais-low\">Optimisation fiscale maximale<\/span><\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ec0227 elementor-widget elementor-widget-text-editor\" data-id=\"0ec0227\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le choix entre ces deux options d\u00e9pend donc essentiellement de votre disponibilit\u00e9 en liquidit\u00e9s et de vos objectifs patrimoniaux \u00e0 moyen terme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49eb7dc elementor-widget elementor-widget-heading\" data-id=\"49eb7dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-029a20f elementor-widget elementor-widget-text-editor\" data-id=\"029a20f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le rachat LPP financ\u00e9 par le pilier 3a est un outil l\u00e9gal de r\u00e9organisation de votre pr\u00e9voyance. Il permet de d\u00e9bloquer un capital autrement immobilis\u00e9 jusqu&rsquo;\u00e0 la retraite pour <strong>combler des lacunes<\/strong> dans votre caisse de pension.<\/p><p>Cette op\u00e9ration est <strong>fiscalement neutre<\/strong>: pas d&rsquo;imp\u00f4t sur le retrait du 3a, mais pas de d\u00e9duction fiscale non plus pour le rachat. Elle ne pr\u00e9sente donc aucun avantage fiscal direct, contrairement \u00e0 un rachat classique effectu\u00e9 en liquide.<\/p><p>Son int\u00e9r\u00eat principal r\u00e9side dans la <strong>possibilit\u00e9 de mobiliser un capital 3a<\/strong> important lorsque vous manquez de liquidit\u00e9s pour effectuer un rachat classique, ou lorsque vous souhaitez concentrer votre pr\u00e9voyance dans le 2\u00e8me pilier pour b\u00e9n\u00e9ficier de meilleures prestations de risque.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b82e66 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9b82e66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-info-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 110c23.196 0 42 18.804 42 42s-18.804 42-42 42-42-18.804-42-42 18.804-42 42-42zm56 254c0 6.627-5.373 12-12 12h-88c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h12v-64h-12c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h64c6.627 0 12 5.373 12 12v100h12c6.627 0 12 5.373 12 12v24z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Avant de vous lancer, v\u00e9rifiez la sant\u00e9 financi\u00e8re de votre caisse de pension, \u00e9valuez vos besoins de flexibilit\u00e9 \u00e0 moyen terme, et demandez-vous si un rachat en liquide ne serait pas fiscalement plus avantageux si vous disposez des fonds n\u00e9cessaires.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50080f9 elementor-widget elementor-widget-heading\" data-id=\"50080f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions fr\u00e9quentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a48b111 elementor-widget elementor-widget-n-accordion\" data-id=\"a48b111\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1720\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1720\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Puis-je vraiment utiliser mon pilier 3a pour un rachat LPP ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1720\" class=\"elementor-element elementor-element-70563af e-con-full e-flex e-con e-child\" data-id=\"70563af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-392b6c8 elementor-widget elementor-widget-text-editor\" data-id=\"392b6c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Oui, c&rsquo;est parfaitement l\u00e9gal. L&rsquo;article 3a de l&rsquo;Ordonnance sur les d\u00e9ductions admises fiscalement (OPP 3) autorise express\u00e9ment le retrait anticip\u00e9 du pilier 3a pour financer un rachat dans votre caisse de pension. Il s&rsquo;agit d&rsquo;un motif de retrait anticip\u00e9 officiel, au m\u00eame titre que l&rsquo;achat d&rsquo;un logement ou le d\u00e9part en activit\u00e9 ind\u00e9pendante.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1721\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1721\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quelle est la diff\u00e9rence entre utiliser mon pilier 3a et mon pilier 3b pour un rachat ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1721\" class=\"elementor-element elementor-element-138adaf e-con-full e-flex e-con e-child\" data-id=\"138adaf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eeecb8f elementor-widget elementor-widget-text-editor\" data-id=\"eeecb8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>La <a href=\"https:\/\/invexa.swiss\/pilier-3a-ou-3b\/\">diff\u00e9rence entre le pilier 3a et 3b<\/a> est la suivante :<\/p><p>Le <a href=\"https:\/\/invexa.swiss\/pilier-3b\/\">pilier 3b (\u00e9pargne libre)<\/a> est accessible \u00e0 tout moment et un rachat effectu\u00e9 avec ces fonds g\u00e9n\u00e8re une d\u00e9duction fiscale compl\u00e8te.<\/p><p>Le <a href=\"https:\/\/invexa.swiss\/pilier-3a\/\">pilier 3a<\/a> est normalement bloqu\u00e9 jusqu&rsquo;\u00e0 la retraite, mais le l\u00e9gislateur a cr\u00e9\u00e9 une exception sp\u00e9cifique pour les rachats LPP. Toutefois, le rachat via le 3a est fiscalement neutre (pas d&rsquo;imp\u00f4t sur le retrait, mais pas de d\u00e9duction non plus).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1722\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1722\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quel montant puis-je retirer de mon pilier 3a pour un rachat ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1722\" class=\"elementor-element elementor-element-f328b16 e-con-full e-flex e-con e-child\" data-id=\"f328b16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b24f8d elementor-widget elementor-widget-text-editor\" data-id=\"0b24f8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vous pouvez retirer tout ou partie de votre pilier 3a. En cas de retrait partiel, le montant doit obligatoirement correspondre \u00e0 l&rsquo;int\u00e9gralit\u00e9 de votre lacune de pr\u00e9voyance. Par exemple, si votre lacune LPP est de 30&rsquo;000 CHF, vous pouvez retirer exactement 30&rsquo;000 francs de votre 3a, pas moins. Si votre lacune est sup\u00e9rieure \u00e0 votre avoir 3a, vous pouvez retirer la totalit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1723\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1723\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Comment conna\u00eetre mon potentiel de rachat ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1723\" class=\"elementor-element elementor-element-c76644d e-con-full e-flex e-con e-child\" data-id=\"c76644d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2034453 elementor-widget elementor-widget-text-editor\" data-id=\"2034453\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Votre potentiel de rachat figure sur votre <a href=\"https:\/\/invexa.swiss\/certificat-lpp\/\">certificat de pr\u00e9voyance<\/a>, que vous pouvez demander \u00e0 votre caisse de pension. Ce montant repr\u00e9sente la diff\u00e9rence entre votre avoir de vieillesse th\u00e9orique (ce que vous auriez si vous aviez toujours cotis\u00e9 au maximum) et votre avoir effectif.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1724\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1724\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Mon potentiel de rachat peut-il augmenter ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1724\" class=\"elementor-element elementor-element-0cc7d2f e-con-full e-flex e-con e-child\" data-id=\"0cc7d2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1fe14f elementor-widget elementor-widget-text-editor\" data-id=\"f1fe14f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Oui, votre potentiel de rachat augmente si vous changez pour un plan de pr\u00e9voyance plus g\u00e9n\u00e9reux, si votre salaire assur\u00e9 augmente, ou si vous n&rsquo;effectuez pas de cotisations pendant une p\u00e9riode (interruption de carri\u00e8re, activit\u00e9 r\u00e9duite).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1725\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1725\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Quelles sont les \u00e9tapes pour effectuer un rachat via mon pilier 3a ? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1725\" class=\"elementor-element elementor-element-55a2a85 e-con-full e-flex e-con e-child\" data-id=\"55a2a85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f97a91f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f97a91f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" zoomAndPan=\"magnify\" viewBox=\"0 0 375 374.999991\" height=\"500\" preserveAspectRatio=\"xMidYMid meet\"><defs><g><\/g><clipPath id=\"f4cf4df6c6\"><rect x=\"0\" width=\"139\" y=\"0\" height=\"375\"><\/rect><\/clipPath><\/defs><g transform=\"matrix(1, 0, 0, 1, 118, 0)\"><g clip-path=\"url(#f4cf4df6c6)\"><g fill=\"#071659\" fill-opacity=\"1\"><g transform=\"translate(0.552694, 348.036103)\"><g><path d=\"M 31.734375 0 L 31.734375 -6.921875 C 42.117188 -23.847656 47.3125 -70.382812 47.3125 -146.53125 L 47.3125 -290.171875 C 43.070312 -287.484375 36.722656 -285.082031 28.265625 -282.96875 C 19.804688 -280.851562 13.460938 -279.796875 9.234375 -279.796875 L 9.234375 -290.171875 C 18.078125 -290.941406 28.171875 -292.863281 39.515625 -295.9375 C 50.859375 -299.019531 62.007812 -302.769531 72.96875 -307.1875 C 83.9375 -311.613281 93.070312 -316.132812 100.375 -320.75 L 107.296875 -320.75 L 107.296875 -146.53125 C 107.296875 -108.84375 108.640625 -78.171875 111.328125 -54.515625 C 114.023438 -30.859375 117.679688 -14.992188 122.296875 -6.921875 L 122.296875 0 Z M 31.734375 0 \"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Demandez un certificat de pr\u00e9voyance actualis\u00e9 \u00e0 votre caisse de pension<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" zoomAndPan=\"magnify\" viewBox=\"0 0 375 374.999991\" height=\"500\" preserveAspectRatio=\"xMidYMid meet\"><defs><g><\/g><clipPath id=\"4781e0adf0\"><rect x=\"0\" width=\"330\" y=\"0\" height=\"375\"><\/rect><\/clipPath><\/defs><g transform=\"matrix(1, 0, 0, 1, 23, 0)\"><g clip-path=\"url(#4781e0adf0)\"><g fill=\"#071659\" fill-opacity=\"1\"><g transform=\"translate(0.363061, 348.036103)\"><g><path d=\"M 4.609375 0 L 3.46875 -5.765625 L 53.65625 -31.15625 C 75.570312 -41.925781 97.488281 -53.65625 119.40625 -66.34375 C 141.332031 -79.03125 161.332031 -92.96875 179.40625 -108.15625 C 197.488281 -123.351562 212.007812 -139.601562 222.96875 -156.90625 C 233.925781 -174.21875 239.40625 -192.875 239.40625 -212.875 C 239.40625 -232.875 234.597656 -249.988281 224.984375 -264.21875 C 215.367188 -278.445312 202.390625 -289.3125 186.046875 -296.8125 C 169.703125 -304.3125 151.335938 -308.0625 130.953125 -308.0625 C 116.335938 -308.0625 102.109375 -305.175781 88.265625 -299.40625 C 74.421875 -293.632812 63.070312 -285.269531 54.21875 -274.3125 C 45.375 -263.351562 40.953125 -249.796875 40.953125 -233.640625 C 40.953125 -215.566406 47.296875 -201.429688 59.984375 -191.234375 C 72.679688 -181.046875 86.722656 -175.953125 102.109375 -175.953125 C 115.566406 -175.953125 126.046875 -179.601562 133.546875 -186.90625 C 141.046875 -194.21875 144.796875 -203.644531 144.796875 -215.1875 C 144.796875 -224.03125 141.910156 -232.203125 136.140625 -239.703125 C 130.378906 -247.203125 120.957031 -249.988281 107.875 -248.0625 L 107.296875 -252.09375 C 108.066406 -252.863281 110.46875 -253.828125 114.5 -254.984375 C 118.539062 -256.140625 123.253906 -256.71875 128.640625 -256.71875 C 140.179688 -256.71875 149.988281 -254.023438 158.0625 -248.640625 C 166.144531 -243.253906 172.300781 -236.519531 176.53125 -228.4375 C 180.757812 -220.363281 182.875 -212.097656 182.875 -203.640625 C 182.875 -186.722656 176.046875 -171.628906 162.390625 -158.359375 C 148.742188 -145.085938 129.992188 -138.453125 106.140625 -138.453125 C 90.378906 -138.453125 75.476562 -141.910156 61.4375 -148.828125 C 47.394531 -155.753906 36.144531 -165.367188 27.6875 -177.671875 C 19.226562 -189.984375 15 -204.21875 15 -220.375 C 15 -240.757812 20.957031 -258.738281 32.875 -274.3125 C 44.800781 -289.882812 60.957031 -302.09375 81.34375 -310.9375 C 101.726562 -319.789062 124.421875 -324.21875 149.421875 -324.21875 C 178.265625 -324.21875 203.644531 -319.789062 225.5625 -310.9375 C 247.488281 -302.09375 264.695312 -289.398438 277.1875 -272.859375 C 289.6875 -256.328125 295.9375 -236.523438 295.9375 -213.453125 C 295.9375 -195.367188 291.515625 -178.347656 282.671875 -162.390625 C 273.828125 -146.429688 261.804688 -131.816406 246.609375 -118.546875 C 231.421875 -105.273438 214.5 -93.351562 195.84375 -82.78125 C 177.195312 -72.207031 158.066406 -63.171875 138.453125 -55.671875 C 118.835938 -48.171875 99.992188 -42.304688 81.921875 -38.078125 L 81.921875 -34.03125 L 205.953125 -34.03125 C 230.566406 -34.03125 250.945312 -38.164062 267.09375 -46.4375 C 283.25 -54.707031 292.484375 -69.421875 294.796875 -90.578125 L 302.296875 -90.578125 L 294.796875 0 Z M 4.609375 0 \"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Contactez votre banque\/assurance g\u00e9rant votre 3a<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" zoomAndPan=\"magnify\" viewBox=\"0 0 375 374.999991\" height=\"500\" preserveAspectRatio=\"xMidYMid meet\"><defs><g><\/g><clipPath id=\"6ab3ba5a4b\"><rect x=\"0\" width=\"339\" y=\"0\" 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-281.117188 222.984375 -275.046875 C 239.835938 -268.984375 252.984375 -260.8125 262.421875 -250.53125 C 271.859375 -240.25 276.578125 -228.707031 276.578125 -215.90625 C 276.578125 -199.382812 270.085938 -185.644531 257.109375 -174.6875 C 244.128906 -163.738281 225.675781 -156.914062 201.75 -154.21875 L 201.75 -149.671875 C 240.175781 -148.316406 270.257812 -137.359375 292 -116.796875 C 313.738281 -96.234375 324.609375 -69.941406 324.609375 -37.921875 C 324.609375 -21.742188 320.394531 -6.410156 311.96875 8.078125 C 303.539062 22.578125 291.992188 35.390625 277.328125 46.515625 C 262.671875 57.640625 245.648438 66.316406 226.265625 72.546875 C 206.878906 78.785156 186.234375 81.90625 164.328125 81.90625 Z M 164.328125 81.90625 \"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fournissez l'attestation de votre caisse de pension et demandez le transfert<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" zoomAndPan=\"magnify\" viewBox=\"0 0 375 374.999991\" height=\"500\" preserveAspectRatio=\"xMidYMid meet\"><defs><g><\/g><clipPath id=\"7345379f18\"><rect x=\"0\" width=\"318\" y=\"0\" height=\"375\"><\/rect><\/clipPath><\/defs><g transform=\"matrix(1, 0, 0, 1, 24, 0)\"><g clip-path=\"url(#7345379f18)\"><g fill=\"#071659\" fill-opacity=\"1\"><g transform=\"translate(9.779339, 288.78215)\"><g><path d=\"M 171.90625 75.84375 L 171.90625 69.78125 C 177.644531 59.332031 181.523438 36.070312 183.546875 0 L 1.515625 0 L -1.015625 -6.0625 L 198.703125 -278.09375 L 237.640625 -278.09375 L 237.640625 -26.796875 L 294.78125 -26.796875 L 288.203125 0 L 239.15625 0 C 241.175781 36.070312 245.054688 59.332031 250.796875 69.78125 L 250.796875 75.84375 Z M 34.375 -26.796875 L 185.0625 -26.796875 L 185.0625 -231.078125 L 182.03125 -231.078125 L 33.375 -29.828125 Z M 34.375 -26.796875 \"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Le capital est transf\u00e9r\u00e9 directement de votre 3a \u00e0 votre caisse de pension<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" zoomAndPan=\"magnify\" viewBox=\"0 0 375 374.999991\" height=\"500\" preserveAspectRatio=\"xMidYMid meet\"><defs><g><\/g><clipPath id=\"b606b49db5\"><rect x=\"0\" width=\"319\" y=\"0\" height=\"375\"><\/rect><\/clipPath><\/defs><g transform=\"matrix(1, 0, 0, 1, 28, 0)\"><g clip-path=\"url(#b606b49db5)\"><g fill=\"#071659\" fill-opacity=\"1\"><g transform=\"translate(0.981315, 288.78215)\"><g><path d=\"M 153.203125 81.90625 C 126.578125 81.90625 102.726562 77.691406 81.65625 69.265625 C 60.59375 60.835938 43.90625 48.703125 31.59375 32.859375 C 19.289062 17.015625 13.140625 -1.859375 13.140625 -23.765625 C 13.140625 -40.617188 17.351562 -54.859375 25.78125 -66.484375 C 34.207031 -78.117188 45.078125 -87.050781 58.390625 -93.28125 C 71.710938 -99.519531 85.617188 -102.640625 100.109375 -102.640625 C 125.054688 -102.640625 144.773438 -96.488281 159.265625 -84.1875 C 173.765625 -71.882812 181.015625 -56.800781 181.015625 -38.9375 C 181.015625 -26.125 176.378906 -15.25 167.109375 -6.3125 C 157.835938 2.613281 146.796875 7.078125 133.984375 7.078125 C 128.929688 7.078125 124.210938 6.316406 119.828125 4.796875 C 115.453125 3.285156 111.914062 1.6875 109.21875 0 L 109.71875 -3.546875 C 119.832031 0.503906 129.1875 -0.078125 137.78125 -5.296875 C 146.375 -10.523438 150.671875 -18.367188 150.671875 -28.828125 C 150.671875 -40.285156 145.953125 -49.972656 136.515625 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304.390625 -28.988281 300.847656 -13.734375 293.765625 1.265625 C 286.691406 16.265625 276.582031 29.832031 263.4375 41.96875 C 250.289062 54.101562 234.445312 63.789062 215.90625 71.03125 C 197.363281 78.28125 176.460938 81.90625 153.203125 81.90625 Z M 153.203125 81.90625 \"><\/path><\/g><\/g><\/g><\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Votre caisse int\u00e8gre ce montant \u00e0 votre avoir de vieillesse<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Vous avez accumul\u00e9 un capital important dans votre 3\u00e8me pilier et vous d\u00e9couvrez des lacunes dans votre caisse de pension ? La loi vous autorise \u00e0 utiliser votre pilier 3a pour financer un rachat LPP. Cette possibilit\u00e9 m\u00e9connue vous permet d&rsquo;am\u00e9liorer vos prestations retraite.<\/p>","protected":false},"author":1,"featured_media":1426,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[12,10,13,22],"class_list":["post-353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-2eme-pilier","tag-3a","tag-3eme-pilier","tag-lpp"],"_links":{"self":[{"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/posts\/353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/comments?post=353"}],"version-history":[{"count":9,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/posts\/353\/revisions"}],"predecessor-version":[{"id":1931,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/posts\/353\/revisions\/1931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/media\/1426"}],"wp:attachment":[{"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/media?parent=353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/categories?post=353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexa.swiss\/en\/wp-json\/wp\/v2\/tags?post=353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}